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pension loan SSS GSIS PVAO PNP US seaman s loan CAr collateral or

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Ad Description

JC'Z FINANCIAL SERVICES

IS AN agency that process and find best companies suited with your financial needs.

WE PROCESS:

CAR COLLATERAL LOAN:

1 DAY RELEASE LANG PO KUNG WALANG PROBLEMA SA CAR OR SA PAPELES AT KUMPLETO LAHAT NG DOKUMENTO walang cmap (bad credit standing sa ibang credit company/ walang case sa piscals office)

QUALIFAICATION REQUIREMENT:

CAR MODEL 1991 & ABOVE
LUXURY CAR 1988 MODEL


 DOCUMENTARY REQUIREMENTS:

* Original copy of OR/CR upon release; photocopy upon application

 *actual appearance of vehicle UPON APPLICATION FOR CAR APPRAISAL

*original latest community tax certificate (CTC) cedula

*TIN

* latest picture of vehicle ( OFFICE C.I. WILL DO THIS UPON CAR APPEARANCE)

*stencil of motor number and chasis number (in blue form) ( OFFICE C.I. WILL DO THIS UPON CAR APPEARANCE)

*comprehensive insurance for approval -200k and up (LOWER INSURANCE PREMIUM IN EASY INSTALLMENT AVAILABLE AT THE OFFICE UPON REQUEST )

*usual requirements apply if the borrower is employed, with bussiness, seaman, allotee, ofw/benificiary or doctor

*completely filled out application form

 *3 pcs 2x2 picture

Interest rate:

2010 - 2012 - 1.5% Per month maximum loanable amount 
2003 - 2009 model   : 2%  per month
1991 - 2002 model   : 2.5% per month  IT CAN BE LESSER DEPENDS ON CAR PERFORMANCE AND APPEARANCE

REAL ESTATE LOAN

Requirements:

Upon loan application:

  ID picture of applicant
  Photocopy of valid IDs
  Certified True Copy of Transfer Certificate of Title (TCT)
  Updated Tax Declaration, Updated Real Estate Tax Receipt (RETR) and Tax Clearance
  Vicinity map with location plan
  Proof of billing
  If employed – latest Income Tax Return (ITR) or contract or certificate of employment
  If self-employed – latest business permit
  For corporation / partnerships: 
– SEC Registration Certificate 
– Articles of Incorporation and By-laws 
– List of Officers 
– Latest General Information Sheet

After approval but prior to release of proceeds:

  Original copy of Transfer of Certificate of Title (TCT)
  Fire insurance policy and official receipt with endorsement in favor of FSFC for lots with improvement
  Post-dated check

Eligibility:

  Must be of 18 years old and above
  A resident Filipino citizen
  Applicant must be the registered owner of the units offered as collateral

SEAMAN'S LOAN

AS LOW AS 2.75 PERCENT APPLICABLE TO ALL SEAMAN in  ANY POSITION 

AS LONG AS NOT PAY ON BOARD 

PLANE TICKET IS NOT REQUIRED AS LONG AS YOU HAVE TENTATIVE DEPARTURE DATE

REQUIREMENTS ARE:
 
COPY OF PASSPORT
SEAMAN BOOK
COPY OF SEAFARER'S REGISTRATION CERTIFICATE
COPY IF LATEST CONTRACT OF DEPLOYMENT
COPY OF ALLOTMENT SLIP
3PCS 2X2 PICTURE
PHOTOCOPY OF 2 VALID ID'S
PROOF OF BILLING
 
CO BORROWER:
 
 SPOUSE IF MARRIED
IMMEDIATE FAMILY MEMBER IF SINGLE
INTEREST RATE 2.75%
PROCESSING FEE 9%
OUR OFFICE IS LOCATED NEAR MRT MAGALLANES
WE GIVE HIGHEST LOAN APPROVAL
 
PENSION LOAN
 
SSS/ GSIS
PNP
AFP
PVAO
US PENSION
PASSBOOK OR ATM
DISABILITY PENSION
 

SAMPLE COMPUTATION ONLY

MONTHLY PENSION

TAKE HOME PAY / NET LOAN AMOUT

6 MOS

12 MOS

15 MOS

P 1,000.00

5,180.00

9,020.00

10,400.00

1,500.00

7,820.00

13580.00

15,650.00

2,000.00

1,0460.00

18,140.00

20,900.00

2,500.00

13,100.00

22,700.00

26,150.00

3,000.00

15,740.00

27,260.00

31,400.00

3,500.00

18,380.00

31820.00

36650.00

4,000.00

2,1020.00

36,380.00

41900.00

4,500.00

2,3660.00

4,0940.00

47,150.00

5,000.00

2,6300.00

4,5500.00

5,2400.00

 

REQUIREMENTS:

  • 6 MONTHS BANK STATEMENT, NOTICE OR VOUCHER
  • E-CARD/ATM/UMID - Original and Photocopy
  • 2x2 ID PICTURES
  • 2 VALID ID's - Photocopy
  • para sa mga survivor na my dependents(additional docs)
  • BIRTH OR BAPTISMAL CERTIFICATE/S OF CHILDREN BELOW 21 YRS. OLD
  • MARRIAGE CERTIFICATE
  • BGY. CLEARANCE
  • LATEST PROOF OF BILLING (MERALCO, PLDT OR MAYNILAD) 
  • wala na pong co maker 
  • mabilis lang ang processing 
  • wala na madaming documentation 
  • 1 to 2 hrs lang po release kagad


BUSINESS LOAN 

In order to avail of our products and services you must be have to be: 

  • A Filipino Citizen
  • 21 – 59 years of age at loan maturity
  • For 60 years old and above, a co-borrower (59 and below years of age) is needed.
  • Must have valid contact numbers.

The standard requirements for every type of loan are the following:

  • Completely-filled up application form
  • Latest 2x2 picture (3pcs)
  • Photocopy of 2 valid IDs (Company ID, Passport, Driver’s License, SSS, etc.)
  • Proof of Billing (electricity, telephone, water bills)
  •  PERSONAL LOAN

     Requirements
    • Proof of billing
    • Proof of residency
    • Proof of income
    • Valid IDs

     BUSINESS LOAN

    Business Loan


     Requirements
    • Business existing for at least one (1) year
    • Mayor's Permit or Barangay Permit to operate business
    • DTI Registration if single proprietorship or SEC Registration
    • Articles of Incorporation and Board Resolution to borrow if corporation, with Secretary Certificate for authorization to borrow and authorized signatories of corporation
    • 2-3 months latest bank statements (Savings or Current Account)
    • Basic documentary requirements

     MICRO-BUSINESS LOAN

     Requirements
    • Mayor’s Permit or Barangay Clearance Permit
    • Latest Bank Statement (if applicable)
    • Pictures of the business
    • Basic Documentary Requirements

     MODIFIED BUSINESS LOAN

     Requirements
    • Business existing for at least three (3) year
    • 4 months latest original Checking Account Bank Statements - 3 months with original negotiated checks
    • Mayor's Permit or Barangay Business Permit
    • DTI Registration if single proprietorship or SEC Registration
    • Articles of Incorporation and Board Resolution to borrow if corporation, with Secretary Certificate for authorization to borrow and authorized signatories of corporation
    • Basic documentary requirements

     CORPORATE LOAN

    Corporate Loan


     Requirements
    • Gross Monthly Sales/Revenue of P500k
    • Business existing for at least three (3) years
    • Mayor's Permit or Barangay Business Permit
    • DTI Registration if single proprietorship or SEC Registration
    • Articles of Incorporation and Board Resolution to borrow if corporation, with Secretary Certification for authorization to borrow and authorized signatories of corporation
    • 2-3 months latest bank statement
    • Basic documentary requirements

    bussiness loan  with colateral 2.5% PER month

      w/out  collateral  3% per month
     add on rate
     payable in 3 to 9 mos

*Take Note: All Products have additional documentary requirements. 

Non-collateral Loans would require a Co-Maker or Co-borrower. The Co-Maker or Co-borrower must be animmediate relative of the applicant.

 

FOR MORE INFO 

PLEASE DON'T HESITATE TO ASK AND INQUIRE

TEXT OR CALL :

9909215 home/office landline 

09085917367 smart

09275115468 globe

email us at jelly_mago@yahoo.com

visit our facebook page  https://www.facebook.com/pages/JCz-financial-services/522734757772340

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