Starts with a minimum premium of PhP3,000/month for the 5 -year payment period or PhP2,750/month for 7, 10, and 15 year payment periods. A low-premium variant of this starts at PhP1,500/month for 10- and 15-pay
Enjoys life protection benefit equivalent to sum assured plus fund value

Depending on your need or goal, you may avail of the PruLink Exact Protector packages which are customized to answer specific needs such as education, travel and vacation, and even future big purchases such as house and lot and brand new car



Accidental Death and Disablement - pays the benefit amount if life insured dies due to accident
Personal Accident - indemnifies the insured for injury or death due to accident
Additional Term pays the benefit amount if life insured dies
Payor Term - pays the benefit amount if the Payor dies
Waiver of Premium on Total and Permanent Disability waives all future premiums until the expiry date of premium payment term if the life insured becomes totally and permanently disabled due to bodily injury or disease
Payor Waiver waives all future premiums until the expiry date of premium payment term if the Payor becomes totally and permanently disabled

Protection against critical illness

Crisis Cover Benefit (CCB) advances the benefit amount from the basic sum assured if the life insured has been diagnosed to be suffering from any of the 15 pre-identified critical illnesses

Life Care Benefit (LCB) - advances the benefit amount from the basic sum assured if the life insured has been diagnosed to be suffering from any of the 36 critical illnesses

Life Care Plus (LCP) - pays the benefit amount if the life insured has been diagnosed to be suffering from any of the 36 critical illnesses

Mulitple Life Care Plus (MLCP) - a benefit that pays multiple critical illness
Life Care Advance Plus (LCAP) - a benefit that pays an additional amount on top of the basic insurance cover upon early detection of any of the 10 listed critical illness 
Life Care Waiver (LCW) - waives all future premiums until the expiry date of premium paying term if life insured is diagnosed to be suffering from any of the critical illnesses

Protection against hospital expenses

Hospital Income benifits