The Plantersbank HandyCredit is an unsecured, personal loan for fixed salaried individuals employed in Plantersbank’s SME clients or in the top 12,000 corporations in the country.

It’s the personal loan you’d love to lay your hands on!

• Instant cash loan worth P30,000 to P1,000,000
• Flexible installment plan choice of 12, 18, 24, 30 or 36 months
• Fast application processing time
• No collateral needed!

Get the upper hand now with Plantersbank HandyCredit.

ELIGIBILITY REQUIREMENTS:

Employees of Top 10,000 Corporations

• Employees of Top 12,000 Corporations
• Fixed-salaried individual working in the Philippines’ Top 12,000 Corporation
• At least 21 years old but not more than 65 years old
• A permanent employee with a length of service in current employer of at least 1 year
• Has a total gross monthly income of P50,000 for Metro Manila and Provincial Areas

Employees of Non-Top Corporations

• Must be 30 to 63 years old
• Must have total work experience of at least 3 years & more than 1 year in present company
• Basic monthly income of at least 50,000 if in metro manila and working outside metro manila
• Must be existing credit card holder with 50,000 credit limit for at least 1 year in good credit standing (without late payments / over limit charges for past the 3 months and don’t exceed 80% utilization of credit limit) or with existing personal loan in good credit standing (REQUIRED)

Self-Employed

• Must be 26 to 64 years old
• Must be at least 3 years in successful business operation
• Annual Income must be at least 400,000
• Profitable operation for the past 2 years (as per ITR & Audited financial Statement)
• With Business Registration / Documents
• With Bank Statement (average monthly deposit must be 50,000)
• Must be existing credit card holder with 50,000 credit limit for at least 1 year in good credit standing (without late payments / over limit charges for past the 3 months and don’t exceed 80% utilization of credit limit) or with existing personal loan in good credit standing (REQUIRED)

DOCUMENTARY REQUIREMENTS:

Employees of Top 12,000 Corporations

• Completely filled-up and signed application form
• Certificate of Employment indicating position, length of service and gross monthly income
• Latest 1 month payslip
• Photocopy of latest Income Tax Return (ITR 2316) 2011
• Clear copy of 2 government issued ID’s (Ex.SSS ID, Driver’s License, PRC ID, TIN ID) and company ID (front & back) with 3 specimen signatures
• Proof of residence under clients name, spouse or parents (Ex.water, cable, electric, cellphone bill)

Employees of Non-Top Corporations

• Completely filled-up and signed application form
• Original Certificate of Employment indicating position, length of service and net monthly income
• Latest 1 month payslip
• Photocopy of latest Income Tax Return (ITR 2316) 2011
• Clear copy of 2 government issued ID’s (Ex.SSS ID, Driver’s License, PRC ID, TIN ID) and company ID (front & back) with 3 specimen signatures
• Proof of residence under clients name, spouse or parents (Ex.water, cable, electric, cellphone bill)
• Latest 3 months credit card billing statement with at least 15% repayment rate and of at least 50,000 credit limit and should be active for at least 1 year.

Self-Employed

• Latest Income Tax Return (ITR 1701) 2010 and 2011
• Latest Audited Financial Statement (AFS) 2010 and 2011
• Latest 6 months bank statements
• Latest 3 months credit card billing statements with at least 15% repayment rate and of at least 50,000 credit limit and should be active for at least 1 year
• Clear copy of 2 government issued ID’s (Ex.SSS ID, Driver’s License, PRC ID, TIN ID) with 3 specimen signatures
• Proof of residence under clients name, spouse or parents (Ex.water, cable, electric, cellphone bill)

FOR INQUIRIES:

Please Text/Call/E-mail:

Alvin Madrigal 

Operations Manager
Loans Management 

Landline No.:             (02) 218-9363

Globe Mobile No.:     0927-917-0077

Smart Mobile No.:     0999-190-4981

SunCell Mobile No.:  0922-450-0599

Email Address: loans.management@gmail.com

To apply online, visit our website: www.loansmanagement.webs.com