• Personal Loan open for employed and self employed individual
• Avail Instant cash loan worth P30,000 to P1,000,000
• Flexible installment plan choice of 12, 18, 24, 30 or 36 months
• Very Low Interest Rate from .88% to 1.69%
• Fast application processing time (3 to 5 working days)
• No collateral needed!
• No Co-maker/Guarantor
• Choose to pay by issuing post-dated-checks, auto-debit-arrangement or over-the-counter (Subject to bank approval)

 ELIGIBILITY REQUIREMENTS:

 Employees of Top 12,000 Corporations

• Fixed-salaried individual working in thePhilippines’ Top 12,000 Corporation
• At least 21 years old but not more than 65 years old
• A permanent employee with a length of service in current employer of at least 1 year
• Has a total gross monthly income of P20,000 for Metro Manila and P15,000 for Provincial Areas
• Must be existing credit card holder for at least 1 year or with existing personal loan in good credit standing (OPTIONAL)

 Employees of Non-Top Corporations

• Must be 21 to 63 years old
• Must have total work experience of at least 3 years & more than 1 year in present company
• Basic monthly income of at least 20,000 if in metro manila and 15,000 if working outside metro manila
• Must be existing credit card holder for at least 1 year or with existing personal loan in good credit standing (MANDATORY REQUIREMENT)

 Self-Employed

• Must be 26 to 64 years old
• Business must be at least 3 years in operation
• Annual Income must be at least 400,000
• Profitable operation for the past 2 years (as per ITR & Audited financial Statement)
• With Business Registration/Documents
• With Bank Statement (average monthly deposit must be 50,000)
• Must be credit card holder for at least 1 year in good credit standing (without late payment for past the 3 months and don’t exceed 80% utilization of the credit limit) or with existing personal loan in good credit standing (MANDATORY REQUIREMENT)

 If you are qualified, follow the step by step procedures:

Completely fill out and sign application form

Indicate bank/banks you want to apply such as Chinatrust, EastWest, Maybank, Plantersbank, Premiere, PS Bank, RCBC Savings, Security, Standard Chartered, Sterling & TongYang Bank. (Subject to bank minimum terms of acceptance)

Please make sure you complete all information, if not applicable put N/A. Only complete information and document will be process.

 Scan and E-mail the following documentary requirements:
E-mail Ad: loans.management@gmail.com

 DOCUMENTARY REQUIREMENTS:

 For Employees of Top 12,000 Corporations

• Completely filled-up and signed application form
• Certificate of Employment indicating position, length of service and gross monthly income
• Latest 1 month payslip
• Clear copy of latest Income Tax Return (ITR 2316) 2011
• Clear copy of 2 government issued ID’s (Ex.SSS ID, Driver’s License, PRC ID, TIN ID) and company ID (front & back) with 3 specimen signatures
• Proof of residence under clients name, spouse or parents (Ex. water, cable, electric, cellphone bill)
• Latest credit card billing statement (no late payment or over limit charge) or personal loan contract

 For Employees of Non-Top Corporations

• Completely filled-up and signed application form
• Original Certificate of Employment indicating position, length of service and net monthly income
• Latest 1 month payslip
• Clear copy of latest Income Tax Return (ITR 2316) 2011
• Clear copy of 2 government issued ID’s (Ex.SSS ID, Driver’s License, PRC ID, TIN ID)  and company ID (front & back) with 3 specimen signatures
• Proof of residence under clients name, spouse or parents (Ex. water, cable, electric, cellphone bill)
• Latest 3 months credit card billing statement with at least 15% repayment rate and or at least 50,000 credit limit and should be active for at least 1 year or personal loan contract

 For Self-Employed

• Latest Income Tax Return  (ITR 1701) 2010 and 2011
• Latest Audited Financial Statement (AFS) 2010 and 2011
• Latest 6 months bank statement
• Latest 3 months credit card billing statement with at least 15% repayment rate and of at least 50,000 credit limit and should be active for at least 1 year or personal loan contract
• Clear copy of 2 government issued ID’s (Ex.SSS ID, Driver’s License, PRC ID, TIN ID)  with 3 specimen signatures
• Business Permits: DTI or SEC Registration, Mayor’s Permit Etc.
• Proof of residence under clients name, spouse or parents (Ex.water, cable, electric, cellphone bill)

 Note:

*Subject to bank approval

*Other documents may be required to process the loan.

*Processing time: 3 to 5 working days upon submission of all documents

*No fees shall be collected before and during the application process.

*Processing fee is deductible on your loan proceeds.

*If your loan has been approved you will received a text message or a call from the bank or from us confirming your loan approval.

 

SAMPLE MONTHLY AMORTIZATION

Amount	12 mos	18 mos	24 mos	36 mos
30,000	2,917.00	2,113.67	1,727.00	1,310.33
50,000	4,861.67	3,522.78	2,878.33	2,183.89
100,000	9,723.33	7,045.56	5,756.67	4,367.78
150,000	14,585.00	10,568.33	8,635.00	6,551.67
200,000	19,446.67	14,091.11	11,513.33	8,735.56
250,000	24,308.33	17,613.89	14,391.67	10,919.44
300,000	29,170.00	21,136.67	17,270.00	13,103.33
350,000	34,031.67	24,659.44	20,148.33	15,287.22
400,000	38,893.33	28,182.22	23,026.67	17,471.11
450,000	43,755.00	31,705.00	25,905.00	19,655.00
500,000	48,616.67	35,227.78	28,783.33	21,838.89
600,000	58,340.00	42,273.33	34,540.00	26,206.67
700,000	68,063.33	49,318.89	40,296.67	30,574.44
800,000	77,786.67	56,364.44	46,053.33	34,942.22
900,000	87,510.00	63,410.00	51,810.00	39,310.00
1,000,000	97,233.33	70,455.56	57,566.67	43,677.78

FOR INQUIRIES:

Please Text/Call/E-mail:

 Alvin Madrigal 

Operations Manager
Loans Management 

Landline No.:             (02) 218-9363

Globe Mobile No.:     0927-917-0077

Smart Mobile No.:     0999-190-4981

SunCell Mobile No.:  0922-450-0599

Email Address: loans.management@gmail.com

Website: http://www.loansmanagement.webs.com/