Pension Plan
    Designed in 1989, it adopted several benefits of other pension Plans offered by other pioneering pension plan companies. Its benefits were gradually improved and the newest product is the Fund Optima, offers far more superior benefits than the Pension Plans of other pre-need companies.

 

Fund Optima

Pension Plan 

You have been working hard, keeping abreast with the fast-paced life.

You have been struggling to give your loved ones the good life they deserve.

 

Provident Plans International Corporation believes that you should be rewarded for the sacrifices; that you you should reap the fruits of your labor when the right time comes.

Now,

You can easily achieve this through-

Fund OPTIMA

The most comprehensive pension plan that maximizes the power of your earnings and assures you off financial security.

Acquire new house, buy a luxurious car, travel around the world or give educational support to your loved ones, all backed up by Fund Optima.

The Fund Optima Advantage

Save a fixed amount for a minimum of five years and get the following benefits:

• Pension Plan
• Life protection from accident ,sickness, disability or death
• Hospitalization
• Return of all money paid, five years after availing the lumpsum value (dot Fund Optima Advantage)

 

Fund Optima Basic Settlement Options

Option 1

• Lumpsum Availment of the Maturity Value

Option 2

• Availment if Monthly Pension for a maximum of 180 months
• After the pension period, payment of lumpsum equivalent to the full amount of the Maturity Value

Option 3

• Half Lumpsum and Half Pension for 180 months
• After the pension period, payment of lumpsum equivalent to ½ of the maturity value.

 

Fund Optima Advantage Settlement Options

Option 1

• Lumpsum Availment of the Maturity Value
• 100% of the contract price, 5 years after the lumpsum shall be awarded.

 Option 2

• Availment of Monthly Pension for a maximum of 180 months
• After the pension period, amount of the maturity value shall be paid in full
• 100% of the contract price, 5 years after the lumpsum shall be awarded.

 Option 3

• Half Lumpsum and Half Pension for 180 months
• After the pension period, payment of lumpsum equivalent to ½ of the maturity value.
• 100% of the contract price, 5 years after the lumpsum shall be awarded.

 

 

Insurance Benefits

 

Group Credit Life Insurance (GCLI)

 Shoulders the unpaid balance of the plan is the insurable planholder passes away during the paying period.

 

Waiver of Installment Premium Due to Total Disability (WIPTD) 

• Shoulders the unpaid amortizations if the planholder becomes totally and permanently disabled for 6 continuous/successive months during the paying period; provided, that the said planholder is below 60 years of age.

 

Hospital Income Confinement Benefit (HICB)

• The planholder will be entitled to daily income benefit upon confinement with minimum of 24 hours but not exceeding 30 days for each period of confinement during the paying period.

 

Level Term Insurance (LTI)

• 100% of the Maturity Value shall be given to the beneficiary if the insurable planholder passes away during the paying or waiting period.

 

Accidental Death Benefit (ADB)

 

• 100% of the Maturity Value shall be given to the beneficiary if the insurable planholder passes away due to an accident during the paying or waiting period; provided, that he/she is below 6 years of age.

 

Convenient Payment Schemes

 

Fund Optima offers flexible payment options to suit your paying capacity:

• Spot Cash
• 5 and 10 years paying on a monthly, quarterly and semi-annually payment of premiums.

For inquiries please or text : (02) 5620004 / (02) 4253455 / 09395587853