The cheapest house and lot packages in Mandaue City, Cebu. It's along Baranggay road, fully fenced, very cool and quiet places to live. It has round the clock security guard to watch your family and ensure its safety all the times. Due to its accessibility your life here live comfortably when having student and work in Cebu. It is about 5 minutes away to Ateneo De Cebu, 10 mins. to University of San Carlos Talamban campus, 5 mins. away from Sm Savemore and 20 mins. away from Cebu International Airport.Lot Area: 70 sqm , Floor Area: 80 sqm.
3 Bedroom , 2 Toilet and Bath , Service Area ,Parking Area
Total House and Lot Price: Php 2,600,000.00
Reservation Fee: Php 10,000.00
BANK MORTGAGE TERMS:
Downpayment: Php 400,000.00 payable with 0 interest 
Less reservation fee: 10,000.00
Terms of downpayment:
First month to 24 months - 10,000.00 per month
Last 25th month - Php 150,000.00
Balance: Php 2,200,000.00 ( loanable to BANKS )
5 years to pay - 45,935.78/month ( net income requirements 91,871.56/mo. with ages not more than 55 years old )
10 years to pay - 28,167.20/month ( net income requirements 84,501.60/mo. with ages not more than 50years old )
15 years to pay - 22,642.23/month ( net income requirements 67,926.69/mo. with ages not more than 45 years old )
Note: Reason for loan approval are as follows: He/She has no default credit card, no stafa case, no pending bad record loan and not 
commited yet as a co-borrower. If in case you already have it, the banks need a clearance to properly clear names.
IN-HOUSE FINANCING ( direct mortgage with the Owner and no strict requirements )
Total Amount To Be Financed - Php 2,600,000.00
10 years to pay - Php 35,600.76/mo.
Bank Required Documents
Birth Certificate (Principal and Spouse) 
Marriage Contract , Residences Certificate (Principal and Spouse) 
Photocopy of Passport (Principal and Spouse) , Tax Identification Number
2 Valid ID's , 4 Pieces 1x1 ID pictures (Principal and Spouse) 
Income Tax Return, Business Permit, Bank Statement for 6 months
Proof of Billing , Post Dated Checks
Inhouse Require Documents
Government issued I.D.
Certificate of Employment
Bank statement for 6 months
Mortgage Redemption Insurance (Pioneer)ON
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