SAMPLE COMPUTATION:

SPOT CASH PAYMENT:                          897,750.00

LESS: 10% DISCOUNT ON TCP:            89,775.00

FINAL CONTRACT PRICE:                     807,975.00

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20% SPOT DOWNPAYMENT:               179,550.00

LESS: 10% DISCOUNT ON DP:           17,955.00

FINAL CONTRACT PRICE:                    879,795.00

NET CASH PAYMENT:                          161,595.00

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BALANCE AMOUNT:                            718,200.00

MONTHLY AMORTIZATION:

(PAYABLE ONE MONTH AFTER OF SPOT DP)

1 YEAR TO PAY @ 0% INT.                 59,850.00/MONTHLY

3 YEARS TO PAY @ 13% INT.             24,199.00/MONTHLY

5 YEARS TO PAY @15% INT.              17,085.93/MONTHLY

10 YEARS TO PAY @ 16% INT.           12,030.79/MONTHLY

15 YEARS TO PAY @ 17 % INT.          11,053.13/MONTHLY

20 YEARS TO PAY @ 17% INT.           10,534.56/MONTHLY

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20% STRETCHED DP IN 6 MOS.                      179,550

LESS: 5% DISCOUNT ON DP:                            8,977.50

LESS: RESERVATION FEE/ INITIAL DP:           24,367.50

MONTHLY PAYMENT IN 6 MONTHS:                 24,367.50

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BALANCE  AMOUNT                                   718,200.00

MONTHLY AMORTIZATION:

(PAYABLE ON THE 7TH MONTH)

1 YEAR TO PAY @ 12% INT.                    63,811.20/MONTHLY

3 YEARS TO PAY @ 14% INT.                  24,546.37/MONTHLY

5 YEARS TO PAY @ 16% INT.                  17,465.37/MONTHLY

10 YEARS TO PAY @ 17% INT.                12,482.15/MONTHLY

15 YEARS TO PAY @ 18% INT.                11,566.04/MONTHLY

20 YEARS TO PAY @ 18% INT.                11,084.06/MONTHLY

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NO DOWN PAYMENT;

LESS: RESERVATION FEE:                10,000.00

BALANCE AMOUNT:                        887,750.00

MONTHLY AMORTIZATION;

1 YEAR TO PAY @12% INT.               78,875.51/MONTHLY

3 YEARS TO PAY @ 14% INT.            30,341.19/MONTHLY

5 YEARS TO PAY @ 16% INT.            21,588.36/MONTHLY

10 YEARS TO PAY @ 17% INT.          15,428.89/MONTHLY

15 YEARS TO PAY @ 18% INT.           14,296.51/MONTHLY

20 YEARS TO PAY @ 18% INT.          13,700.75/MONTHLY

 

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