House & Lot Bellefort @ Vivienne House Model In Molino, Bacoor

Ad Information
Ad Description
VIVIENNE HOUSE MODEL
Bellefort Estates
http://www.sulit.com.ph/index.php/classifieds+directory/q/bellefort+estates,Molino Road, Bacoor
Cavite , PHILIPPINES
House for Sale Cavite a perfect Investment,
The multi-family homes at Bellefort Estates
http://www.sulit.com.ph/index.php/classifieds+directory/q/bellefort+estates
presents spacious living area , wide windows and
a balcony where you could sit back and relax to the Lullaby
of the Southern breeze, House for Sale just take a minute- walk from your village
and you can already relax , enjoy and have a stress-free time you want.
A House for Sale Cavite is very near SM MALL and Daang Hari.
This House and Lot
http://www.sulit.com.ph/index.php/classifieds+directory/q/house+and+lot in Cavite is best Investment Property for now.
Now !!! 10% Downpayment Zero Interest
12 months Move In na.
PLUS !!! No need Certificate of Employment, No need
Salary Bracket , No need Payslip
HURRRYYY !!! LIMITED PROMO ONLY ...
House for Sale Cavite
Bellefort Estates
http://www.sulit.com.ph/index.php/classifieds+directory/q/bellefort+estates
(Landscaped is not included for presentation
purposes only)
Actual turn over of Vivienne House Model
(Balcony is not included for turn over)
Vivienne House Model has 2 color :
(Green and Yellow)
house for sale in Cavite Vivienne House model
in green color)
House for Sale Cavite Vivienne @ Bellefort has
Linear Park where you can find time to enjoy
with your family and friends..
VIVIENNE HOUSE MODEL
Bellefort Estates
http://www.sulit.com.ph/index.php/classifieds+directory/q/bellefort+estates, Molino Cavite
Philippines
(Dressed up Photos)
House for Sale in Cavite
SAMPLE COMPUTATION
PAYMENT OPTION 1
DEFERRED CASH
Vivienne Model @ Bellefort Estates
http://www.sulit.com.ph/index.php/classifieds+directory/q/bellefort+estates
(This unit Will Be Ready For Occupancy in 15-18 Mos.)
Lot Area: 140 square meters
Floor Area: 110 square meters
Selling Price ...................... Php 4,428,000.00
Add: Processing fees .................... 199,260.00
Total Contract Price ................. 4,627,260.00
.Less: Reservation ................. 30,000.00
Net Contract Price .............. Php4,582,630.00
Monthly Payment / Installment
if Paid in 12 Months Zero Interest ..... Php381,885.83
if Paid in 24 Months Zero Interes ...... 190,942.91
Note:
1. Buyer will pay for the transfer of Title.
2. Price does not include Transfer of Certificate of Title Cost.
3. Deferred Cash saves you on interest charges.
SAMPLE COMPUTATION
BANK FINANCING
(Turn over will be in 15-18 mos)
Inner lot area :140 sq. meters
Floor area : 110 sq. meters
Selling Price ............ Php4,428,000.00
Add: Processing fee ........ 354,240.00
Total Contract Price ....... 4,782,240.00
Loanable Amount ............ 4,304,016.00
Required Downpayment ..... 478,224.00
Less: Reservation fee ..... 30,000.00
Net Required DP .......... 448,224.00
Monthly Downpayment Zero Interest
Paid in 12 months ......... Php37,352.00
Monthly Amortization
5 yrs. @ 10.5% . ........ Php91,447.60
10 yrs. @ 10.5% .......... 56,877.87
15 yrs. @ 10.5% ........... 46,251.71
20 yrs. @ 10.5% ......... 41,534.70
Note:
1. Developer will apply / process the loan with UCPB.
2. Processing fees INCLUDES Transfer of Certificate of Title Cost, loan application charges, taxe
4. Monthly Amortization does not include insurances (Fire & MRI).
5. Bank loan approval depends on salary, employment, credit standing and age.
6. Locally employed maximum loan term: 25 yrs. OFW: 15 yrs.
SAMPLE COMPUTATION
IN HOUSE FINANCING
(Turn over will be in 15-18 mos)
Inner lot area :140 sq. meters
Floor area : 110 sq. meters
Selling Price ............ Php4,428,000.00
Add: Processing fee ....... 199,260.00
Total Contract Price ....... 4,627,260.00
Loanable Amount ............ 3,239,082.00
Required Downpayment .... 1,388,178.00
Less: Reservation fee ..... ... 30,000.00
Net Required DP .......... 1,358,178.00
Monthly Downpayment Zero Interest
Payable in 30 months .. Php45,272.60
Monthly iIn House Amortization
5 yrs. @ 10.5% .......... Php83,750.75
10 yrs. @ 10.5% .......... 66,258.87
Note
1. Buyer will apply the loan with Pagibig Office in Makati.
2. Price does not include Transfer of Certificate of Title Cost and insurance.
Frequently Asked Questions
1. Reservation - Php40,000.00 for Vivienne Models. It is not refundable but is
part of the downpayment. Buyer can transfer reservation and downpayments
to another person or unit provided under same agent, developer and same price
or price is higher than old unit. All payments made will be duly credited in the
new owner/choosen unit. No penalty or deduction of payment provided account
is updated and still on downpayment period. Just pay the required transfer fee.
Approval may takes 2-3 weeks.
2. Monthly Downpayment - Your first downpayment will start 30-45 days after
you paid your reservation. Hindi po sabay ang pagbabayad ng reservation at
first downpayment.
3. Monthly Amortization - Your first monthly amortization will immediately start
after you have fully paid the downpayment. Hindi po magsasabay ang monthly
downpayment at monthly amortization.
4. Other Hidden charges? - There is NO HIDDEN charges in Vivienne Model @Bellefort
Estates.Profriends does not charge MOVE-IN fees. Client/Buyer will apply and pay for
Water and Meralco connection after house is turned-over and accepted.
A. Water - Estimated cost for water connection is Php4,000 - Php5,000.00
(deposit & meter).Timetable is 1-2 weeks from application date.Cost may vary
depending on choosen project.
B. Meralco - Estimated cost for electrical connection is Php3,000-Php5,000.00
(deposit & meter) Timetable is 3-4 weeks from application date.Cost may vary
depending on choosen project.
C. Construction Bond - Is required BY PROFRIENDS only if Buyer construct
improvement (fence/balcony/etc) after house is accepted. Estimated amount
is Php10,500- or more depending on housing project choosen. This Bond will pay
for any damages (should there be any) during construction/improvement period.
Bond will be refunded if there is no damage done during construction.
D. Pre-Termination Fee - Profriends charge pretermination fee only 14% if Buyer
decides to loan the Balance or Loanable Amount personally to Bank or Pagibig
(Individual Application). But only 42% of the Pretermination Fee Amount will be
paid by the Buyer who will apply the loan with PAGIBIG Office personally or thru
SPA.Profriends will not handle the loan processing. Buyer will be paying downpayment
and amortization base on INHOUSE computation. But since Bellefort Estates
http://www.sulit.com.ph/index.php/classifieds+directory/q/bellefort+estates is newly
launched project, PAGIBIG acceptance may take sometime.
There is NO Pre-termination Fee if Buyer choose straight INHOUSE Financing.
Balance will not be transferred to any other financing.
5. HOUSE BUYING SALES PROCEDURE FOR 12 MONTH DOWNPAYMENT:
Month 1 - DAY 1..........Reservation
Month 2.....1st Monthly Equity or Downpayment.
Submission of all required documents.
Month 3.....2nd Monthly Equity or Downpayment
Month 4.....3rd - 12th Monthly Equity or Downpayment
Month 14th - 17th....1st Monthly Amortization and House Turnover
6. When to Move-in or Transfer?
A. For BANK Financing - 3 mos. after full payment of downpayment and Bank loan
take-out (bank has paid the developer).
B. For IN-HOUSE Financing - 3 mos. after full payment of downpayment and submission
of full requirements (docs & postdated checks) puede na lumipat. No need for loan
take-out. If the 80% balance is thru individual Pag-ibig Financing, Move-in only
after full payment of Downpayment/Equity, payment of Pretermination Fee and Title Cost
Transfer and full submission of requirements.
C. For Spot Cash Payment or Full Downpayment(OF NOT RFO UNITS), House
completion and turnover will still follow by Developer's house completion schedule
as shown in the Inventory Sheet.
D. Profriends will not allow - Buyer to move-in or transfer unless ALL REQUIRED
DOCUMENTS and POSTDATED CHECKS are fully issued or submitted.
7. Ready For Occupany Units - there are NO READY FOR OCCUPANCY UNITS
(RFO) of Sabine Model @ BELLEFORT ESTATES
http://www.sulit.com.ph/index.php/classifieds+directory/q/bellefort+estates. RFO Units will be available by year 2011.
8. House Construction - Starts while Buyer is on downpayment period. By the time
Buyer finish paying downpayment, house will be almost finish and ready
for turn-over in 1-3 months
9. House Improvement - Developer only accepts deletion of tiles (Bathroom,
Flooring and Kitchen countertop). There is a deletion charge. Letter of request
must be sent before construction starts. Approval of request may takes 2-4 weeks.
Buyer must get outside contractor to do the improvement of their unit.
Buyer can only start installation of tiles or improvement after unit is turned-over and accepted.
10.) Required Documents - IN-HOUSE FINANCING
1.)Valid ID & TIN No.
2.) 3 pcs. ID picture 1x1 (husband & wife & Atty. in Fact)
3.) Residence Certificate (husband & wife Atty in Fact)
4.) Birth Certificate (for Single) or Marrriage Contract - (Optional)
5.) Certificate of Employment
6.) Postdated checks:
If Buyer or SPA has no existing checking account, Profriends will give Bank
Referral Letter so Buyer can open a checking account ONLY with PLANTERS
DEVELOPEMENT BANK (PDB) IMUS BRANCH. Bank referral is not acceptable with
other branches of Planters Development Bank or any other bank. Only Php5,000.00
is needed to open an account.
Required Checks To Issue:
A.) 18 pcs. as per Downpayment or Equity term choosen
B.) 36 pcs. for Monthly Amortization
C.) 1 pc. Guarantee Check
D.) 9 pcs. Real Property Tax for 10 yrs. Amortization Term.
Or 4 checks for 5 yr Amortization term.
E.) Total Required Checks: 64 Checks
If OFW, Add These Documents:
7.) Passport
8.) Special Power of Attorney (Not Authenticated)
11. Required Documents - BANK FINANCING
1.) 3 pcs. ID picture 1x1 (applicant)
2.) 2 Valid ID's (if married: husband & wife & Attorney-in-Fact)
3.) Cedula
4.) Birth Certificate (if single) or Marriage Contract ( if Married)
5.) Proof of Billing Address or Certification from Owner if Renting
6.) TIN
7.) Latest Income Tax Return or ITR (OFW are exempted)
8.) Postdated Checks:
If Buyer or SPA has no existing checking account, Profriends will give Bank Referral
Letter so Buyer can open a checking account ONLY with PLANTERS DEVELOPEMENT
BANK (PDB) IMUS BRANCH. Bank referral is not acceptable with other branches of
Planters Development Bank or any other bank. Only Php5,000.00 is needed to open an account.
Required Checks To Issue:
A.) 18 pcs. Downpayment or According to DP terms
B.) 36 pcs. for Monthly Amortization
C.) 1 pc. Guarantee Check
E.) Total Required Checks: 55 Checks
If OFW, Add These Documents:
9.) Passport
10.) Special Power of Attorney duly Consularized in place of Work
11.) Job Contract (Email Address of Employer Must Be Indicate
For Inquiries & Site viewing : Pls contact: Edna P. Sanchez
smart#09391917443
Sun#09222737250
http://abotkayasulit_homes@yahoo.com
http://www.sulit.com.ph/index.php/link/u/http%3A%5B%5D%5B%5Dyahoo.com/m/ednasanchez1209
http://www.sulit.com.ph/index.php/link/u/http%3A%5B%5D%5B%5Dpicasaweb.google.com%5B%5Dlh%5B%5Dphoto%5B%5D7mjFG-lqbVgxC-yj9Bf1qw%3Ffeat%3Dembedwebsite/m/takehome
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