Loans Management “We Made Car Loan Easy For You”

We facilitate: BDO, PREMIERE BANK & SECURITY BANK Auto Loan

 Product Description

 BDO Auto Loan now up to 6 years to pay. And, the perks are FREE!

 The car you've always wanted is more affordable than ever.

• A Flexible 6-year loan term lets you drive away in your dream car with low, low monthly payments.
• Guaranteed low rates and fast processing of your loan application.
• Get BDO Rewards points up to the life of your loan

 BDO Auto Loans is a car financing facility that can be used both for personal and business purposes. You'll be at the wheel of your dream automobile faster than you think:

• Affordable Rates

BDO Auto Loans has some of the most competitive rates in the market, you won't need to drive far to get the best deals for your dream car. 

• Fast Approvals

Apply now and drive away soon - when you get your loan approval within 24 hours!

• Available for Brand New and Second-hand Cars

We won't stand in the way of your dream car, whether it's used or brand new! We finance your choice of brand new (Metro Manila, Cebu, Batangas, Dagupan, Pampanga,Iloilo,Baguio, Cagayan De Oro,Davao, Laguna, Bulacan,Cabanatuan, Laoag andBacolod) and used cars (Metro Manila only).

• Brand New Vehicles

- Passenger Cars (i.e. Altis, Civic, Lynx, etc.)

- AUVs (i.e. Innova, Crosswind, Adventure, etc.)

- Vans (i.e. Hi-Ace, Starex, Spacegear, etc.)

- SUVs (i.e. Pajero, Patrol, Expedition, etc.)

- Small SUVs (i.e. CRV, RAV4, Outlander, etc.)

- LCVs (i.e. Strada, Frontier, Hi-Lux, etc.)

• Used Vehicles (Year/Model should not exceed 6 years upon loan maturity
• Refinancing/Multi-purpose Vehicle Loan (case-to-case basis)

- For brand new units applied within one month of acquisition date, brand new rates apply

- Otherwise, applicable rates will be those used for used vehicles

- Acceptable year/model same as those for used vehicles (not more than 6 years upon loan maturity)

• Flexible Payment Terms

With payment options of 1 to 6 years, we'll make it easy to fit a new car into your finances.

Minimum loan amount starts at P100,000. There is a requisite down payment of 20%. For used cars, term is up to 4 years, and loan amount is up to 70% of appraised value or selling price, whichever is lower.

• Various Payment Options

Post-dated checks

Automatic Debit Arrangement 

• Earn Reward Points via BDO Rewards

Which can be redeemed at any SM Department Store for items of your choice. 

Application Requirements  

Eligibility Criteria

• 21-65 years old
• Filipino or Foreign based Filipino (OFW or SEAMAN)
• Gross family income of P50,000
• Employed/Self-employed for 2 years
• 1st time borrowers are eligible

Eligibility Requirements for OFW

• Minimum acceptance criteria - applicants must meet all of the following:
• 21 years old upon loan application and up to 65 years old upon loan maturity
• Filipinos; Filipinos married to foreigners; former Filipinos with or without Dual Citizenship; Foreign-based Filipino/OFW whose dependents/beneficiaries are based in thePhilippines(In case the remitter is not in the country at the time of application, the beneficiary will act as the borrower)
• Gross family income of PHP 50,000/Month or itsUS$ equivalent
• Employment: 2 years consecutive contract
• Good credit standing
• With at least one (1) local landline
• Applicant/ beneficiary must have a local residence address within 30 km. radius of any BDO branch/BDO serviceable areas

If you are qualified, follow the simple step by step procedures:

 ONLINE APPLICATION PROCEDURES:

 STEP 1Completely filled out

 BDO AUTO LOAN APPLICATION FORM (INDIVIDUAL) (Download Here)

 BDO AUTO LOAN APPLICATION FORM (CORPORATE) (Download Here)

 BDO AUTO LOAN APPLICATION FORM (OFW OR SEAMAN) (Download Here)

 PREMIERE BANK AUTO LOAN (INDIVIDUAL) (Download Here)

 PREMIERE BANK AUTO LOAN (CORPORATE) (Download Here)

• Affidavit of Marital Consent
• Special Power of Attorney Form

 Please make sure you complete all information, if not applicable put N/A. Only complete information and document will be process.

STEP 2SCAN & EMAIL your documentary requirements listed below to loans.management@gmail.com 

STEP 3 Please inform us immediately after you successfully submitted online application form and your documentary requirements.

 Contact Details:

Telephone Number: (02) 218-9363

Mobile Number:         0927-917-0077

Email Address:         loans.management@gmail.com

 AUTO LOAN APPLICATION REQUIREMENTS:

• Duly accomplished application form
• Latest Income Tax Return
• Other requirements

For employed individuals

• Photocopy of two (2) valid IDs
• Latest Certificate of Employment or Latest one (1) month Pay Slip

For OFWs:

• Employment Contract w/ POEA Certification or
• Certificate of Employment w/ Consul Authentication & Proof of

            remittance for three (3) months

Pre-Approval Requirements - Upon Application

• Completely filled-out application with the following mandatory information
• Unit Applied (Selling Price / DP / Terms)
• Full Name of Principal / Co-maker
• Residence Address/Telephone No./ Cellular Phone No.
• Date of birth
• Employment/Business Information
• Office Address/Telephone No.
• Last 6 months Proof of Remittance or any qualified equivalents:

a) Remittance Receipts/ slips

b) Bank Passbooks

c) Bank Statements

• Proof of Income:
• Certificate of Employment or current employment contract for the last 6 months

Post Approval Requirements - Upon Loan Availment

• Two (2) Valid IDs
• Signed Loan Docs (i.e., PN/CM, Disclosure Statement, Undertaking, Confirmation of Purchase (COP))
• PDCs/ADA Instruction if Debit to Account
• Insurance Policy with OR of Premium Payment
• Chattel Mortgage Fees
• OR of Down Payment
• SPA, if applicable
• Inspection Report/ Car History (for used vehicles)
• Affidavit of Marital Consent (if Applicable)

 For Self-Employed Individuals

• Businessmen/Entrepreneurs/Professionals
• Photocopy of Passbook or Bank Statement of Account for the last

            three (3) months

• Business Registration (for Businessmen)

For Corporate Borrowers

• Photocopy of DTI Registration or SEC Certification
• Photocopy of Articles of Partnership/Incorporation and By-Laws
• Photocopy of Passbook or Bank Statement of Account for the last

           three (3) months

• Audited Financial Statements

For Purchase of Brand New Vehicle

• Original Copy of LTO OR/CR or Undertaking of car dealer to submit

           LTO OR/CR

• Dealer Sales Invoice & Delivery Receipt

For Acquisition of Second Hand Vehicle

• Original Copy of LTO OR/CR
• Photocopy of Deed ofSale
• Photocopy of PNP Clearance

 Security Bank Corporation puts you securely in the driver’s seat with its client-friendly car financing facility.

v     Competitive interest rates and easy financing schemes.

v     Flexible Terms. Choose from 12 to 60 months.

v     Quick Processing.

v     And, we can source the vehicles for you and even arrange for its delivery.

 Product Features:

 Loan Purpose

v     Acquisition of brand new and second hand car

v     Acquisition of brand new light commercial vehicles

v     Refinancing of an existing unit which is owned by the borrower

v     Reimbursement of acquisition cost of brand new car

 Affordable Downpayment

Loan may be granted up to:

v     80% of unit price for a brand new car

v     70% of unit price for a brand new light commercial vehicle

v     70% of appraised value for a second hand car

 Competitive Rates

Fixed rate for the entire term of loan

 Flexible Terms

v     Brand new cars - up to 5 years

v     Brand new light commercial vehicle - up to 5 years

v     Second hand cars (3 year old model car) – up to 2 years

 Payment is on equal monthly installments via post dated checks or automatic debit arrangement.

 APPLY NOW!

You may avail of a Security Bank Auto Loan if you are:

 Individuals:

v     23 years old and not more than 60 years of age at loan maturity

v     Minimum Gross Monthly Income of P40,000.00

 For self-employed

v     Business operating for at least 3years

v     At least 2 years in current job

 Corporations:

v     Operating profitably for the past three (3) years

v     Registered with SEC

 1. Individual/Single Proprietorship

v     2 Valid IDs with photograph (e.g. Driver’s License, Passport, PRC, Employee ID, other government-issued IDs)

v     Income Tax Return (latest)

v     Bank Statement (last 3 months)

v     Business Name Application for Registration of Business

v     Certificate of Employment with Compensation & years of service, thus Certificate of Employment with Compensation & years of service

2. Partnership

v     SEC Certificate of Registration of Partnership

v     Articles of Partnership

v     Bank Statements (last 3 months)

v     Financial Statements (latest audited)

 3. Corporation

v     SEC Certificate of Registration

v     Articles of Incorporation

v     By-Laws

v     General Information Sheet (latest)

v     Bank Statements (last 3 months)

v     Financial Statements (last audited)

v     Latest List of Officers

v     List of Major Customers and Suppliers 

 

 

 

BRAND NEW RATES
TERMS (months)	STANDARD	One Month Advance
12	6.42%	5.56%
18	9.19%	8.29%
24	12.70%	11.74%
36	18.77%	17.74%
48	25.33%	24.22%
60	32.42%	31.21%

 

2ND HAND RATES*
TERMS (months)	STANDARD	One Month Advance
12	10.37%	8.94%
18	14.84%	13.33%
24	19.57%	17.97%

 *Rate applicable only for a maximum of 2 year loan tenor - 3 year old model car
Standard Published Rate

as of January 1, 2011

Rates may change without prior notice.

Apply for a Security Bank Car Loan now!

 FOR INQUIRIES:

Please Text/Call/E-mail:

 Alvin Madrigal 

Operations Manager
Loans Management 

Landline No.:             (02) 218-9363

Globe Mobile No.:     0927-917-0077

Smart Mobile No.:     0999-190-4981

SunCell Mobile No.:  0922-450-0599

Email Address: loans.management@gmail.com

To apply online, visit our website: www.loansmanagement.webs.com